Workshop Events Competition E-learning Publication Success Stories Partners About Contact

National Cashflow Competition 2023

Financial literacy competition organised by NTU IIC and SmartCo.

Financial Literacy Competition Financial Literacy Competition Financial Literacy Competition
Financial literacy competition

The National CashFlow Competition (NCF) is a non-profit nationwide event that aims to promote financial literacy with an element of fun through the use of a financial board game. Pit yourselves against your peers and gain deeper insights into the various aspects of finance in the context of Singapore!

Financial literacy competition 1
Financial literacy competition 2
Financial literacy competition 3
Financial literacy competition 4

* Images may differ from the actual prize.

Win amazing prizes

National CashFlow Competition 2023 is open to all students and teachers in Singapore. We have two categories: Category A for Secondary school students and Category B for Junior College, Polytechnic, ITE, University students and School Teachers. Prizes include iPad Air, AirPods Max, Apple Watch and shopping vouchers.

Calendar of Event

[East] St Anthony Canossian Sec

21 Feb, 3 - 4pm (session 1)
21 Feb, 4.30 - 5.30pm (session 2)

[Central] Deyi Sec

22 Feb, 3.30 - 4:30pm

[West] The Hive, NTU

27 Feb, 3:30 - 4:30pm (session 1)
27 Feb, 5 - 6pm (session 2)

[South] Outram Sec

2 Mar, 3.30 - 4:30pm

[North] Naval Base Sec

3 Mar, 3.30 - 4:30pm

[NCF2023] Prudential Tower

11 Mar, 9am - 7pm

L Cube Pro

L Cube is a board game that teaches financial literacy and the importance of Life Long Learning. This board game provides you with a window to the world of work by introducing Education and Career pathways, Economic literacy concepts, Income Tax, retirement funds etc. The experiential learning also takes you through the impact of the different economic cycles. The Pro version of this board game focus on budgeting and managing your cash flow.

L Cube Pro

* Gameplay is supported by our proprietary mobile application.

Key Features

Be experimental while learning important values and having fun!

Financial Literacy

Economic cycle

Tracking the cycle helps us forecast the direction of the economy.

Financial Literacy


Influence the macroeconomics of an industry to your advantage.

Financial Literacy


Business profit fluctuates. Manage your debts to avoid bankruptcy.

Financial Literacy


Allocate your budget to achieve your life goals.

Financial Literacy

Take Over

You can take over another player's business if certain conditions are met.

Financial Literacy


Is inflation a friend or foe?

How to Win

The winner of the table with the highest team score is the winner of the competition. The winner of the table with the second highest team score is runner-up. And so on. There is only one winner per table.

National Cashflow Competition Winner

This team has the highest team score and Ann has the highest personal score in this team. Ann is the winner of the competition.

National Cashflow Competition Runner-up

This team has the second highest team score and Brad has the highest personal score in this team. Brad is the runner-up of the competition even though his personal score is higher than Ann.

National Cashflow Competition Second Runner-up

This team has the third highest team score and Chris has the highest personal score in this team. Chris is the second runner-up of the competition. Cat did not win anything even though her personal score is higher than Brad.

  1. Score = happiness x assets / number of rounds
  2. Team Score = average score of the team
  3. Assets is calculated based on the value during the Recovery Phase.
National Cashflow Competition

Click the button below to register for National Cashflow Competition 2023!

Contact Information

General Enquiries


NCF facebook page

NCF Instagram


SmartCo facebook page

Contact Persons

Kevin YOK


+65 8887 1289


Lim Qian Qi


+65 8690 3191


Tan Hon Lim


+65 8914 5474


Clifton Sim

SmartCo Co-founder

+65 9858 6338

NTU Investment Interactive Club (IIC) is an academic club meant for the undergraduate population in Nanyang Technological University.


SmartCo is an education company that imparts values to future-proof one's financial and mental well-being through fun and engaging content.